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Welcome to RAM Capital

RAM Capital is a boutique real estate corporate finance advisory firm that partners with investors and developers to deliver financing solutions across the capital structure. We evaluate our client’s objectives, advise on strategy, and implement a plan with professional transaction expertise. Our market access and knowledge ensures we can provide a range of unique opportunities to funders and investors.

What We Do


Evaluate our client objectives and advise on strategy and implementation

Property Bridge

Specialise in providing short term funding solutions with market leading rates and flexible options


Our treasury partner specialises foreign exchange and interest rate hedging strategies

Property Debt

Match clients funding requirements with both Irish based and foreign capital providers

Your Advocate

Act as a partner during complex transactions and decision-making processes

Equity Investment

Provide unique real estate opportunities for investors



Bridge Funding

We specialise in funding for refinance, new purchases, renovation and refurbishment for loans between €500k - €10m in Ireland.

Rates are price to risk and range from 0.8% per month over a 6 – 36 month term. We can provide up to 65% LTV on residential investment and commercial property.


Real Estate Funding

We have access to transactions, investors and finance partners for a range of investment and financing within Real Estate. This includes but is not limited to equity and debt for real estate, development land, and business growth opportunities.

While our specialisation is within debt markets, we also have the ability to raise equity on a proprietary basis or from other sources.


Foreign Exchange and Treasury

We can provide guidance on interest rate and foreign exchange hedging strategies.

We have partnered with a market leading independent foreign exchange and treasury provider who will save clients’ money on foreign exchange by providing the best rates and unrivalled independent advice.

Case Studies - Bridge Funding

Portfolio Acquisition

Galway €2.5m

Portfolio of residential properties in Galway where promotors could see immediate value enhancement post purchase. An interest only 18 month loan with 9 month break was provided at 60% LTV. Loan was drawn within 4 weeks of first enquiry.

Refinance from Fund

Kildare €1.3m

A refinance of a mixed portfolio in a commuter town in Kildare. Client had agreed settlement with investment fund and this covered 100% of the financing requirement. We provided an exit for 12 month with a 6 month break at 55% LTV. The client intention was to sell some assets and manage the rest and refinance over a longer term within the year.

Refinance for Development

Dublin €2.0m

A refinance of three Pre 63s in Dublin that were unencumbered. Client required funds to complete a development project and a refinance of these properties over a 24 month term at 65% LTV was both flexible and cost effective.

Treasury Partner

Clear Treasury is a boutique treasury and risk management company replicating a banks treasury function but from an independent and unbiased perspective. As a streamline operation with low overheads, Clear Treasury has a huge advantage over other providers by offering sharper rates and a proactive service.

They use their 50 years of collective banking experience to guide clients on how banks pricing models works. Over the years, they have built up several relationships with global counter-parties and have the ability to offer the best execution and service that fits clients’ needs.



Mel T. Sutcliffe


Tom Barry


Marcus Spring

Managing Director

Rory O'Sullivan


Rosemary Doyle

Office Manager

Colm O'Sullivan

Funding and Transactions

Andy McEntee

Business Development


Sunday Business Post

November 5th, 2017 RAM Capital News

Sunday Business Post

September 25th, 2016 RAM Capital Media

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